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Compulsory Insurance

Conditions and rules for the conclusion and performance of contracts pertaining to the:

  • compulsory liability insurance of motor vehicles owners,
  • the compulsory liability insurance of farmers and the compulsory insurance of the farm buildings against fire and
  • other fortuitous accidents

lays down the Act of 22 May 2003 on compulsory insurance, the Insurance Guarantee Fund and the Polish Motor Insurers' Bureau.

Moreover, the Act lays down the:

  • controlling methods of the execution of the legal obligation to conclude the abovementioned insurance contracts,
  • the consequences of not fulfilling of this legal obligation,
  • basic principles that other specified compulsory insurance contracts should meet, 
  • the tasks and principles of the Insurance Guarantee Fund and the Polish Motor Insurers' Bureau.

Obligation to concludecompulsory insurance contracts - mainly liability insurance - is also laid down by the provisions of other Acts, so-called "professional", governing the exercise of a profession or to provide certain types of services. Compulsory insurance is imposed, inter alia, tax advisors, lawyers, medical companies, bailiffs.

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